Bankruptcy Overview

Michigan Bankruptcy Attorney

If you are in need of debt relief and want to explore your options, get in touch with me, attorney Walter Metzen. I have been handling personal or consumer bankruptcies for over 14 years. I am happy to provide you with some information regarding bankruptcy. Just click on the headings below to find out more about bankruptcy, filing types, the timeline, and other important htmlects. Remember, this is not meant as legal advice. You should always contact a bankruptcy lawyer if you have questions about your specific circumstances.

What makes Walt different

Bankruptcy Alternatives

Credit Counseling & Debt Consolidation

Choosing a Credit Counselor

Debt Management Plans

Stopping Creditor Harassment

Bankruptcy Information

Chapter 7

This type of personal bankruptcy involves the dismissal of the debts listed in the bankruptcy petition. Contrary to popular belief, this option did not go away with the passing of the new bankruptcy laws.

Chapter 13

Another type of personal bankruptcy, Chapter 13 filings involves the reorganization of debts in order to structure a repayment schedule. In many cases, a combination of Chapter 7 and Chapter 13 filings are effective in gaining control of the debts.

Bankruptcy Myths

There are many common thoughts associated with bankruptcy. I am here to help you understand what is true and what is false about the entire debt relief process.

New Bankruptcy Laws

In October of 2005, the United States bankruptcy laws changed. However, the changes that were made are not as drastic as many people believed them to be. I can advise you of how these changes may affect your ability to file bankruptcy.

Required Documents

If you do not gather the proper documents before your hearing, your petition may be delayed or even dismissed. Do not put yourself at risk by being unprepared. My list of required documents should help you gain the essential information.

Stopping Creditor Harassment

By filing bankruptcy, you may put a stop to creditor harassment and wage garnishment. Bankruptcy is a federal protection that must be observed by your creditors.


There are many foreclosure swindles out there. Trust your foreclosure matters to an attorney who can assess the best way in which to proceed with defending your property against foreclosure.

Contact a bankruptcy lawyer that keeps your best interests in mind throughout the entirety of the case. I am dedicated to standing by my clients every step of the way, from the beginning of the debt relief process through stopping wage garnishment and organizing the repayment or dismissal of your debts.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

Bankruptcy attorney Walter Metzen represents clients throughout Southeast Michigan, including the communities of Detroit, Southfield, Warren, Roseville, Farmington Hills, Ann Arbor, Belleville, Canton, Clinton Township, Dearborn, Dearborn Heights, Hamtramck, Highland Park, Holland, Howell, Lincoln Park, Livonia, Macomb, Northville, Plymouth, Port Huron, Redford, Rochester, Saginaw, Southfield, Sterling Heights, Taylor, Trenton, Troy, Westland, Wyandotte, Ypsilanti, Mount Clemens, Howell, Oakland County, Macomb County, Wayne County, Washtenaw County, Livingston County, and all of the surrounding areas.