Call 313-962-4356 to speak with a Bankruptcy lawyer now!

Detroit Michigan Board Certified Consumer Bankruptcy Attorney

located in the Penobscot Building, Suite 3153, 645 Griswold Street, Detroit MI 48226


Top 10 Reasons You should only file Bankruptcy with  Board Certified Bankruptcy Attorney Walter Metzen

1.  Experience Counts. The more you practice something the better you get at it.  My office has handled over 10,000 (yes, ten thousand) personal bankruptcy cases in the Detroit Bankruptcy Court which covers the entire Metro Detroit area.  We have the experience to get you through any obstacle that may stand in your way as your case goes through the Court system. 

2.  Bankruptcy Law is complex.  Far too many fledgling attorneys mistakenly believe that bankruptcy law is easy and begin filing cases with little or no experience, including possibly your case.   Many of these attorneys will charge a bit less than an experienced attorney who understands that sufficient time and effort need to be put into every bankruptcy case to assure its successful transit through the bankruptcy system here in Michigan.  You do not want to be a guinea pig.  It will cost you much more in the long run, including additional court fees, lost time from work for additional appointments or Court hearings and possibly assets lost to the Trustee or creditors.  Get it done right from the outset.  Hire a specialist who knows what they are doing.

3.  Avoiding repeat filings. You basically have one shot at filing a bankruptcy and odds are you will only file once in your life, so it is important that you do it right from the very start.  My office will take the time up front, before filing, to analyze your financial situation to determine and advise if bankruptcy is the right decision or if there are other alternatives available to you.  Then we will advise you which Chapter is appropriate to you individually.  Other, less qualified attorneys or people trying to file on their own, will often make mistakes that result in the bankruptcy case being dismissed requiring a refilling which often will result in limited Court protections.  Hire a professional from the start, to ensure that the job is done right, from the beginning.  It will be less stressful, easier, less expensive, will require less time off work and will result in a far better outcome every time.

4.  The Bankruptcy Court and Code have complicated bankruptcy rules.  A Board Certified bankruptcy attorney is familiar with these complicated rules and my office will make sure that your bankruptcy case filing will not be dismissed by the Bankruptcy clerk or court because it doesn't follow federal bankruptcy rules.

5.  What bankruptcy chapter is right for you? If you are considering filing an individual bankruptcy, my office can explain the advantages and disadvantages of each Chapter of bankruptcy available. Each chapter has certain advantage over the other and our experience with the other 10,000+ clients before you will help us advise you which Chapter would be best.

6.  Familiarity with local court procedures.  The law in the United States allows anyone to represent themselves in our Courts, and Bankruptcy Court is no exception.  Very few debtors actually try to represent themselves when filing a bankruptcy case and of those cases that are filed without the help of a qualified bankruptcy attorney often end disastrously.  I have spent years learning the individual nuances of the Detroit Bankruptcy Court and can used that gained experience to help you in your case.

7.  Familiarity with our Bankruptcy Judges and US Trustees.  In the Detroit Bankruptcy Court which handles all the cases from a 13 County wide area in Michigan, we have 5 bankruptcy Judges and a couple dozen bankruptcy Trustees, all of whom have there own way of doing things.  My office knows what their nuances are, and the way they want things done when a case is assigned to them.  We have been working with the same players in the bankruptcy system for twenty years.

8. You are more likely to get what you want. You want a Discharge of your debt.  This is a Court Order that says that you do not have to pay the creditors anymore and that they can never pursue you for collection of this debt.  If you hire a board certified specialist in filing bankruptcy cases in the Detroit court, you are much more likely to get what you want, your bankruptcy case Discharge.

9. Can you handle a bankruptcy court hearing by yourself? Depending on the Chapter of bankruptcy you file, you could end up in court before the trustee or judge a number of times in front of many people. Are you familiar with the proper courtroom rules, etiquette and procedures? Most people are terrified at the thought of this and rightfully so. You will feel much better with an experienced bankruptcy lawyer with you at all times.

10. Can you afford not to hire a Bankruptcy Specialist? One simple mistake in bankruptcy court can have tremendously serious consequences and could result in losing an asset such as your home, life savings or your bankruptcy discharge or both. I’ve seen it happen many times with clients who represented themselves or hired inexperienced bankruptcy counsel. 


Consumer Bankruptcy Law Office of Walter Metzen and Associates.  Board Certified Attorney Specializing in Consumer Bankruptcy Law in Michigan. 


Click Here to Download Bankruptcy Starter Packet

Are you overwhelmed with debt because of an illness, divorce, loss of job or loved one, or just plain poor financial planning? If so, filing bankruptcy may be the direction you should take to regain control of your financial situation and get a fresh financial start. At the Detroit Bankruptcy law office of Walter Metzen & Associates, you will meet face to face with an experienced bankruptcy attorney, not a legal assistant. We will explore all bankruptcy alternatives with you and determine whether or not bankruptcy would be beneficial for your unique situation. We will explain the differences between Chapter 7 Liquidation and Chapter 13 Reorganization Bankruptcy and let you decide which would be best for you. My office is located just one block from the United States Bankruptcy Court for the fastest service possible. All Bankruptcy cases filed in Oakland, Wayne, Macomb, Washtenaw, Monroe, St. Clair, Jackson, Lenawee, and Sanilac Counties must be filed and Court hearings will be held in the Detroit Bankruptcy Court. As one of less than 10 Attorneys in the State of Michigan who are Board Certified Specialists in Consumer Bankruptcy and specialize only in representing debtor’s in Consumer Bankruptcy cases, you are assured that I have the experience to make sure your case is successful. I have personally represented over 10,000 people in the Detroit Bankruptcy Court. Contact me, Royal Oak bankruptcy lawyer Walter Metzen to schedule a free consultation.


For over 15 years, I have been helping Michigan residents through the bankruptcy process. My practice is focused on handling only Consumer bankruptcy cases, rendering me an exceptional resource and ally in these matters. There are many different aspects to a bankruptcy case. Some of the different aspects are listed below, though there are many other facets of these types of cases that can be discussed personally with me.

Chapter 7

Chapter 13

Bankruptcy myths

New bankruptcy laws

Required documents for Bankruptcy Cases

Foreclosure in Michigan

Detroit Bankruptcy Lawyer

Michigan Bankruptcy Lawyer

Michigan Credit Counselors

Credit Counseling & Debt Consolidation

Choosing a Credit Counselor

What makes Walt different

Debt Management Plans

Stopping creditor harassment

Michigan Bankruptcy Court

Michigan Chapter 7 Bankruptcy

Michigan Bankruptcy Education

Bankruptcy Law in Michigan

How to File Bankruptcy in Michigan

Michigan Bankruptcy Federal Exemptions

Michigan Bankruptcy Booklet

I am thoroughly committed to protecting my clients’ rights using the United States Bankruptcy Code. Many families and individuals have entrusted me to handle their bankruptcy cases, allowing me to help them address and dismiss the stress that financial problems may cause. The vast majority of my cases are referrals from past clients who were extremely satisfied. As a Board Certified Specialist in consumer bankruptcy from the American Board of Certification, I pride myself on the high level of expertise I possess. This expertise always results in savings that vastly outweigh the amount of money spent on legal fees and filings in a bankruptcy case.

Contact me, Royal Oak bankruptcy Lawyer Walter Metzen, today to schedule your free initial consultation. I also offer clients flexible appointment times and same day and evening appointments if necessary. Get in touch with me today to learn how filing bankruptcy may be beneficial for you and your family.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

Should I file Bankruptcy?  Some Warning Signs.

Michigan Bankruptcy Lawyer Walter Metzen represents clients throughout Southeast Michigan, including the communities of Detroit, Southfield, Warren, Roseville, Farmington Hills, Ann Arbor, Belleville, Canton, Clinton Township, Dearborn, Dearborn Heights, Hamtramck, Highland Park, Holland, Howell, Lincoln Park, Livonia, Macomb, Northville, Plymouth, Port Huron, Redford, Rochester, Saginaw, Southfield, Sterling Heights, Taylor, Trenton, Troy, Westland, Wyandotte, Ypsilanti, Mount Clemens, Howell, Oakland County, Macomb County, Wayne County, Washtenaw County, Livingston County, and all of the surrounding areas. We have helped thousands file bankruptcy in Michigan.